While I don't accept your insurance directly, your plan may have out-of-network benefits (OONB), which means your insurance will reimburse you for a large portion of our session cost. If you do have OONB, Thrizer can make getting reimbursed easier. they handle the out-of-network process automatically for you. They will take care of submitting and managing the claims for you, so you don't have to worry about submitting superbills to your insurance. Please use the widget below to check whether you have OONB and your expected fee post deductible.
Not all sessions qualify for reimbursement. Calling your insurance to get a more clear understanding of what sessions they will or will not provide reimbursement for can give you a more clear understanding.
Typically, you will have to call your insurance to verify your benefits, submit your superbills on complicated insurance portals, and then wait for a check in the mail.
With Thrizer, instantly verify your benefits on the portal, upload your superbills, and receive reimbursements directly to your bank account. They’ll handle the rest! https://www.thrizer.com/for-clients
NOTE: (Using Thrizer is not a requirement, only an option. You also have the option to receive a superbill that you can submit directly to your insurance for potential reimbursement.)
You may also call your insurance company directly.
What Should I Ask My Insurance Company?
When contacting your insurance provider, ask:
Do I have out-of-network mental health benefits?
What is my out-of-network deductible?
What percentage of the allowed amount is reimbursed after I meet my deductible?
Is there a maximum number of therapy sessions covered each year?
Do I need to meet a deductible before reimbursement begins?
Do I need a diagnosis for reimbursement?
How do I submit an out-of-network claim?
Is there a specific form or documentation required?
Insurance benefits vary by plan, so it's important to confirm the details directly with your insurance company.
What You May Pay
Individual therapy is $130 for a 55-minute session.
Couples therapy is $160 for a 55-minute session.
Your insurance company—not Encompass Counseling—determines how much of your session fee may be reimbursed.
Your actual out-of-pocket cost will depend on your deductible, coinsurance, reimbursement rate, and other plan-specific requirements.
A Note About Reimbursement
Not every therapy session or service is necessarily eligible for insurance reimbursement.
Encompass Counseling cannot guarantee reimbursement from your insurance company. We recommend confirming your benefits and reimbursement requirements before beginning treatment.
Questions?
If you're unsure how out-of-network benefits work or aren't sure whether therapy at Encompass Counseling may be a good fit, you're welcome to reach out.
Schedule a Free 15-Minute Consultation
505-456-2253
Info@EncompassCounseling.net
Online throughout New Mexico | In-person in Albuquerque